ABOUT US

WHO WE ARE

Amber and Drew Fraser are the owners of Claim Crushers LLC. Being married for ten years, they have built a foundation of trust, hard work, and integrity that they have instilled in their business. Drew graduated from Georgia Gwinnet with a bachelor’s degree in social psychology. He is a member of the Georgia Association of Public Insurance Adjusters and is currently lisenced in GA, TN, NC, SC. They both continue to build relationships with policy holders everywhere.

WHAT WE DO

As dedicated consumer advocates, Claim Crushers understands that when an accident or disaster strikes, emotions run rampant. The resulting stress often compounds the situation. Having an expert in your corner will ensure rational decisions are made at a time when they are most critical. We can’t change the past, but we can certainly help make things easier going forward

Unfortunately, the burden of proof after a claim lies with YOU, the insured, NOT the insurance company. Did you know a typical insurance policy contains thousands of lines of terms & conditions and various forms of endorsements that are constantly changing? Moreover, there are many duties and obligations that YOU must perform immediately following a loss. Most people can not be expected to understand all these contractual conditions. 

Let’s face it, leaving the process of settling your claim up to an adjuster who is either directly employed, or contractually committed to your insurance company is not in your best interest. Most of us assume that the insurance company will work toward and fair and equitable settlement. But adjusters and claim examiners hired exclusively by insurance companies are often handling dozens of other claims simultaneously, with little incentive to make sure every aspect of your claim is handled to achieve the highest allowable insurance benefit to you.

Public Insurance Adjusters WORK EXCLUSIVELY FOR YOU, as your Insurance Claim Advocates. Our primary function is to expedite the fair and equitable settlement of your policy, maximizing what you are paid for your loss. (i.e. Full indemnification).

Claim Crushers will establish and protect your claim, accurately document your loss, properly submit your claim, and strategically negotiate a fair and equitable settlement.

More Specifically:

• Review your insurance policy language in detail.

• Ensure that you comply with any duties and obligations as called out in your policy. Examples include mitigating further losses and performing your contractual obligations within the necessary timeframes.
• Work as your consumer advocate, representing you at all meetings and inspections required by your insurance company.
• Perform comprehenscive evaluation of your loss, documenting, and substantiating every aspect of your claim, including quantifying structural damage, personal property depreciation, valuation, loss of rental revenue, and additional living expenses.
• Submit and support a formal repair estimate and proof of loss to your insurer.
• Aggressively follow up to ensure the settlement process remains expedited.
• When necessary, assemble the appropriate team of engineers, cost specialists, attorneys, specialty contractors, and appraisers as required to further substantiate your claim.
• Settle your claim at an amount which represents every last dollar you deserve. Throughout the entire process, we painstakingly document all conversations, written correspondence, events, and activities to ensure your insurance company complies with all Florida State Statutes that govern their activities. This also memorializes the entire history of the claim, optimizing your position for “last resort” litigation.

WHY CHOOSE CLAIM CRUSHERS

• We are experts with years of experience and will get you the results you pay for and deserve. This means we know policies, provide detailed analysis of your property, negotiate with your insurance company and ensure you home is restored to its pre-loss condition.

• Communication is key. With our negotiation skills, evaluation of the damaged conditions, and communication process, we will confirm that your home adjustment and appraisal is correct, set-up and facilitate meetings to review paperwork and documents with the insurance company and contractors, and make certain you receive the ‘correct’ amount to fulfill repairs to pre-loss conditions.

• How do we do this? We perform a detailed analysis of damage to your home and advocate for you, the homeowner, to get the correct adjusted amount to cover your loss. Not all, but many times the insurance company does not cover the costs and damages that your policy covers. We hold them to their contracted word which is supported by state regulations. Claim Crushers performs a detailed review of your home damages holds your policy and insurance company accountable for ‘ALL’ damages. We review the fine print and details, negotiate and communicate with all parties involved to secure what you’ve already paid for in insurance premiums.

• You deserve the best. Call Claim Crushers today at 678-677-5326 or go to www.crushtheclaim.com to schedule a consultation and get your home fully restored to its pre-loss condition!