Residential Public Adjuster at your service
We understand insurance policies, provide detailed analysis of your property, negotiate with your insurance company, and ensure your home is restored to its pre-loss condition
Residential Public Adjuster in Atlanta and Beyond
Our Approach
We perform a detailed analysis of damage to your home & advocate for you, the homeowner, to get the correct adjusted amount for your loss.
Not all, but many times, the insurance company does not cover the costs & damages that your policy covers. We hold them to their contracted word, which State Regulations support.
Claim crushers provide a detailed review of your home damages & hold your policy & insurance companies accountable for ALL damages. We review the fine print & details, negotiate, & communicate with all parties involved to secure what you’ve already paid for in insurance premiums.
Our Mission & Priorities
- Claim Crushers will establish, protect, and accurately document your loss claims.
- Properly submit your claim and strategically negotiate a fair and equitable settlement.
- We work as your consumer advocate and represent you at all meetings and inspections required by your insurance company.
Quality
We perform a detailed nspection of property damage, review the fine print & details of your policy, negotiate with the carrier & communicate with all parties involved.
Communication
We work as your consumer advocate, representing you at all adjuster meetings & inspections required by your insurance company. We do our best to hold them accountable.
Your Satisfaction
You deserve the best! Call Claim Crushers today at 678-677-5326 to schedule a consultation to make sure that your property is restored to its pre-loss condition!
Benefits of Our Residential Public Adjustment Services
Comprehensive Property Damage Recovery That Protects Your Investment
Your home represents your family’s largest financial investment, and when disaster strikes, you deserve complete restoration – not the bare minimum coverage insurance companies prefer to offer. Our residential public adjustment services go beyond surface-level damage assessment to uncover every aspect of loss that affects your property’s value, structural integrity, and livability. We meticulously document concealed damage within wall systems, identify code upgrade requirements triggered by repairs, and ensure your claim includes often-overlooked elements like temporary housing costs, storage expenses, and premium material upgrades necessary to match existing finishes. This comprehensive approach transforms inadequate insurance settlements into full recovery packages that truly restore your home to pre-loss conditions while protecting your family’s financial security
Expert Navigation Through Complex Insurance Policy Language
Homeowners insurance policies are deliberately written in confusing legal terminology designed to create ambiguity that benefits insurance companies during claim disputes. Our residential specialists possess deep expertise in policy interpretation, understanding exactly how coverage clauses, exclusions, and conditions interact to determine your maximum available benefits. We translate complex policy language into clear explanations of your rights, identify additional coverage provisions you may not know exist, and strategically present your claim using the specific terminology and documentation requirements that compel insurers to honor their contractual obligations. This expert navigation prevents the common pitfalls that lead to claim denials or reduced settlements, ensuring you receive the full protection you’ve been paying for through your premium payments.
Stress-Free Claims Management That Lets You Focus on Family
Managing a property damage claim while dealing with the emotional trauma of loss and the logistics of temporary living arrangements creates overwhelming stress that no family should endure alone. Our residential public adjusters become your dedicated advocates, handling every aspect of the claims process from initial damage documentation through final settlement receipt. We coordinate with contractors, communicate directly with insurance representatives, manage all paperwork and deadlines, and provide regular updates that keep you informed without burdening you with complex details. This comprehensive claims management service allows you to focus your energy on taking care of your family’s immediate needs while we fight to secure the financial resources necessary for complete home restoration.
Property Damage Recovery
Your home represents your family’s largest financial investment, and when disaster strikes, you deserve complete restoration – not the bare minimum coverage insurance companies prefer to offer. Our residential public adjustment services go beyond surface-level damage assessment to uncover every aspect of loss that affects your property’s value, structural integrity, and livability. We meticulously document concealed damage within wall systems, identify code upgrade requirements triggered by repairs, and ensure your claim includes often-overlooked elements like temporary housing costs, storage expenses, and premium material upgrades necessary to match existing finishes. This comprehensive approach transforms inadequate insurance settlements into full recovery packages that truly restore your home to pre-loss conditions while protecting your family’s financial security
Policy Expertise
Homeowners insurance policies are deliberately written in confusing legal terminology designed to create ambiguity that benefits insurance companies during claim disputes. Our residential specialists possess deep expertise in policy interpretation, understanding exactly how coverage clauses, exclusions, and conditions interact to determine your maximum available benefits. We translate complex policy language into clear explanations of your rights, identify additional coverage provisions you may not know exist, and strategically present your claim using the specific terminology and documentation requirements that compel insurers to honor their contractual obligations. This expert navigation prevents the common pitfalls that lead to claim denials or reduced settlements, ensuring you receive the full protection you’ve been paying for through your premium payments.
Stress-Free Claims
Managing a property damage claim while dealing with the emotional trauma of loss and the logistics of temporary living arrangements creates overwhelming stress that no family should endure alone. Our residential public adjusters become your dedicated advocates, handling every aspect of the claims process from initial damage documentation through final settlement receipt. We coordinate with contractors, communicate directly with insurance representatives, manage all paperwork and deadlines, and provide regular updates that keep you informed without burdening you with complex details. This comprehensive claims management service allows you to focus your energy on taking care of your family’s immediate needs while we fight to secure the financial resources necessary for complete home restoration.
What We Do
We are policy-educated experts with years of experience & will get you the results you deserve.
Claim Crushers will establish & protect your claim, accurately document your loss, properly submit your claim, & strategically negotiate a fair & equitable settlement.
Having an expert in your corner will ensure rational decisions are made at a time when they are most critical. Unfortunately, the burden of proof after a claim lies with YOU, the insured, NOT the insurance company.
Our History
Drew and Amber Fraser are the owners of Claim Crushers. Being married for ten years, they have built a foundation of trust, hard work, and integrity that they have instilled in their business. Together, they both continue to build relationships with policyholders throughout their community.
Drew graduated from Georgia Gwinnett with a bachelor’s degree in psychology. He is a member of the Georgia Association of Public Insurance Adjusters, American Policyholder Association, American Association of Public Insurance Adjusters, & NAPIA.
Did You Know?
A typical insurance policy contains thousands of lines of terms & conditions & various forms of endorsements that are constantly changing?
Moreover, there are many duties & obligations that YOU must perform immediately following a loss.
We Work For You
PIAs work exclusively for you! We are your Insurance Claim Advocates.
Our primary function is to expedite the fair and equitable settlement of your policy, ensuring you receive the full value for your loss – Full Indemnification!
You’ve invested in your insurance - now let us make sure it works for you!
A property loss can be devastating and stressful. So can dealing with insurance companies. All claims are unique and all situations are different. Teaming up with Claim Crushers and having us work on your behalf can make the process much smoother.
Reasons Why Customers Love Working With Claim Crushers
We work strictly on a contingency basis, meaning we only get paid when you get paid. Don’t settle for less than you deserve for your claim.
We Help You Get the Full Value of Your Claim
Personalized, hands-on support from start to finish—no call centers, just real experts.
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We Ensure Your Claim Is Perfect & Compliant
Aggressive pursuit of every dollar owed under your policy, not just what the carrier offers.
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We Advocate and Fight On Your Behalf
Compassionate advocacy during stressful times, allowing you to focus on your family and recovery.
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We're Thorough In Our Evaluations
Thorough, on-site inspections to uncover hidden and secondary damages often missed by insurers.
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We're Always Available 7 Days a Week
Detailed, bulletproof documentation that stands up to carrier scrutiny and accelerates settlement.
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We're Leading Experts In The Industry
Expert negotiation with insurance companies—anticipating and countering common denial tactics.
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We're Here To Take Away Your Stress
Transparent fee structure—no recovery, no fee, and no hidden costs.
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Our Process Is Clear, Efficient and Effective
Damage Estimate
Our residential damage estimation process begins with a comprehensive property inspection that goes far beyond what insurance company adjusters typically perform, utilizing advanced diagnostic equipment and systematic evaluation protocols to identify every element of loss affecting your home. We examine structural components, building systems, personal property, and living expenses using detailed measurement techniques and photographic documentation that creates an irrefutable record of damage extent and repair requirements. This thorough assessment includes hidden damage detection through moisture meters and thermal imaging, evaluation of code compliance issues that may require upgrades during reconstruction, and detailed cost analysis using current local pricing for materials and labor. The resulting damage estimate serves as the foundation for your claim, ensuring no aspect of loss is overlooked and establishing the true cost of returning your home to pre-damage condition.
Settlement Offer
When insurance companies present their initial settlement offer, they're typically providing the minimum payment they believe they can justify, not the maximum coverage available under your policy terms. Our residential specialists carefully analyze every component of the insurer's offer, comparing their damage assessment against our comprehensive evaluation to identify discrepancies, omissions, and undervaluations that shortchange your recovery. We scrutinize their cost estimates for accuracy, challenge inadequate allowances for materials and labor, and identify additional covered expenses they've failed to include such as temporary housing extensions, premium upgrade costs, and necessary code compliance improvements. This detailed settlement analysis reveals the true gaps between what you're offered and what you're owed, providing the foundation for strategic negotiation that secures appropriate compensation.
Settlement Negotiation
Our settlement negotiation approach combines detailed technical evidence with strategic communication techniques that compel insurance companies to recognize the full value of your residential claim. We present comprehensive documentation packages that include professional damage assessments, contractor estimates, photographic evidence, and policy analysis that demonstrates exactly why their initial offer falls short of adequate compensation. Through persistent advocacy and expert knowledge of insurance industry practices, we challenge unfair claim handling tactics, demand proper evaluation of all covered losses, and negotiate aggressively until the settlement reflects the true cost of complete property restoration. This process often involves multiple rounds of negotiation, supplemental damage discoveries, and strategic pressure that ultimately results in settlements significantly higher than initial offers.
Payment Received
Securing your final settlement payment requires careful attention to insurance company payment procedures, documentation requirements, and potential last-minute complications that could delay or reduce your compensation. We monitor the payment process closely, ensuring all required documentation is properly submitted, release forms are reviewed for fairness, and payment timelines are enforced according to state regulations and policy terms. Our team coordinates with your mortgage company if required, manages any contractor payment procedures, and ensures funds are distributed appropriately to cover all aspects of your loss including repairs, temporary expenses, and personal property replacement. This final phase management eliminates common payment delays and ensures you receive every dollar of your hard-fought settlement without unnecessary complications or administrative hurdles.
Get The Best Residential Public Adjuster Risk-free Today!
100% Satisfaction Guaranteed
A property loss can be devastating and stressful. So can dealing with insurance companies. All claims are unique and all situations are different. Teaming up with Claim Crushers and having us work on your behalf can make the process much smoother. We guarantee your complete satisfaction and as smooth of a process as possible!
We're Licensed Public Adjusters In Four States
Licensed For Services In Georgia, South Carolina, North Carolina, Tennessee, Kentucky, Indiana, Maryland, Pennsylvania, Minnesota, & New Jersey.
Frequently Asked Residential Public Adjuster Questions
We’re here to help with any questions you have on your path to get the fair settlement that you deserve.
Will using a public adjuster affect my homeowners insurance rates?
Hiring a public adjuster cannot legally impact your insurance premiums, as filing legitimate claims for covered losses is your contractual right under your homeowners policy. Insurance companies are prohibited from raising rates or canceling policies solely because you used professional representation, and your claim frequency is based on actual losses, not on who helps you file them. In fact, proper claim handling often prevents future issues that could lead to additional claims.
How quickly can you start working on my residential claim?
We can typically begin the claims process within 24-48 hours of your initial contact, with emergency situations receiving immediate priority response. Our rapid response capability ensures critical damage documentation occurs before evidence is lost to weather exposure or cleanup activities, and we can often complete initial assessments and begin insurance company contact within the first week of engagement.
What if my insurance company has already inspected my home?
Insurance company inspections are often rushed and incomplete, missing significant damage that affects your settlement value. We conduct independent, comprehensive evaluations that frequently uncover thousands of dollars in additional damage that company adjusters overlooked or failed to properly document. Even if their adjuster has visited, we can identify supplemental damage and challenge their initial assessment.
Do you handle claims for condominiums and townhomes?
Yes, we specialize in all types of residential properties including condominiums, townhomes, single-family homes, and multi-unit residential buildings. We understand the unique challenges of condo and townhome claims, including coordination with HOA master policies, determining coverage responsibilities between individual and association policies, and navigating complex ownership structures that affect claim handling.
What happens if I'm not satisfied with the final settlement?
If we cannot negotiate a satisfactory settlement through standard claim procedures, we can explore additional options including appraisal processes, alternative dispute resolution, or legal action depending on your specific situation and policy terms. Our commitment extends beyond initial settlement offers—we continue advocating until you receive fair compensation for your losses.
Can you help if my claim was previously denied or underpaid?
Absolutely—many denied or underpaid claims can be successfully reopened and resolved favorably with proper representation and documentation. We frequently help homeowners who received inadequate settlements or claim denials, using our expertise to identify coverage issues that were missed and presenting compelling evidence that supports proper claim payment.
How do you determine your fee for residential claims?
Our residential public adjuster fees are based on a transparent contingency percentage that varies depending on claim complexity, property type, and loss circumstances. We provide clear fee agreements upfront with no hidden costs, and our fee is only earned when we successfully secure claim payment—meaning you never pay out of pocket for our services.
Ready to get the money you deserve?
Give us a call for immediate assistance, or shoot us your info and we’ll reach out to you for a free assessment
Let's Start Assessing Your Claim
Are you preparing for a natural disaster or have insurance claim questions? Reach out to us – we would love to serve you!